Daily Spending Limit on your Debit Card

In light of the holiday shopping season, we would like to remind you that there is a daily spending limit of $1000.00 on point-of-sale (POS) using your Visa Debit Card. Daily cash withdrawals are limited to $500.00 per day; per card (must be different card numbers). This includes withdrawals at an ATM or as cash back at the point-of-sale.

Increasing the Limit

You can temporarily increase your spending limit if you’d like by calling Georgia Power Valdosta Federal Credit Union with the limit you are requesting at 1-866-478-3280. Here are a few things you should know:

  • The spending limit you may request is limited to the current available balance in your checking account at the time of the request
  • Limit increase is valid for two days (48 hours).
  • Primary members cannot request to have the POS limit increased on the joint owner's Visa Debit Card and vice versa

If you are traveling

Please notify us if you are traveling or plan on traveling in an effort to prevent your transactions from being blocked due to card fraud detection technology.