Georgia Power Valdosta FCU

Share Rates

Share Rates $5 minimum investment
Annual Percentage Yield is accurate as of March 27, 2012. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type
Minimun Opening
Deposit
Minimum Balance
to Earn APY
Limitations* Dividend Rate Annual
Percentage
Yield
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Regular Share Account
$5.00 $100.00 Transfer & Withdrawal* 0.20% 0.20%
Christmas Club Share Account
-- -- Transfer & Withdrawal* 0.20% 0.20%
Vacation Club Share Account
-- -- Transfer & Withdrawal* 0.20% 0.20%
Passbook Share Account
-- -- Transfer* 0.20% 0.20%
IRA Passbook Account
-- -- Transfer* 0.30% 0.30%
Dividends will be compounded monthly and will be credited monthly. Average Daily Balance.
Share Draft Account
-- -- Transfer & Withdrawal* 0.00% 0.00%
Money Market Account
 
$2,500 - 9,999.99
 
$10,000 - 24,999.99
 
$25,000 +
 
$2,500.00
$2,500.00
$2,500.00
 
$2,500.00
$10,000.00
$25,000.00
 
Transfer & Withdrawal*
Transfer & Withdrawal*
Transfer & Withdrawal*
 
0.25%
0.30%
0.40%
 
0.25%
0.30%
0.40%
*For additional information regarding the above accounts, please refer to the Truth-In-Savings/Fee Schedule.


Share Certificates

Annual Percentage Yield is accurate as of March 25, 2015. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Terms
Dividend Rate Annual Percentage Yield
6 months
0.40% 0.40%
12 months
0.65% 0.65%
24 months
0.75% 0.75%
*For additional information regarding the above accounts, please refer to the Truth-In-Savings/Fee Schedule.