Share Rates

Account Type Min to Open Min to Earn APY Limits1 Div Rate APY**
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Regular Share Account $5 $100 Transfer & Withdraw1 0.20% 0.20%
Christmas Club Share Account -- -- Transfer & Withdraw1 0.20% 0.20%
Vacation Club Share Account -- -- Transfer & Withdraw1 0.20% 0.20%
Passbook Share Account -- -- Transfer1 0.20% 0.20%
IRA Passbook Account -- -- Transfer1 0.30% 0.30%
Account Type Min to Open Min to Earn APY Limits1 Div Rate APY**
Dividends will be compounded monthly and will be credited monthly. Average Daily Balance.
Share Draft Account -- -- Transfer & Withdraw1 0% 0%
Money Market Account
$2,500 - 9,999.99
$10,000 - 24,999.99
$25,000 +		  
$2,500
$2,500
$2,500		  
$2,500
$10,000
$25,000		  
Transfer & Withdraw1
Transfer & Withdraw1
Transfer & Withdraw1		  
0.30%
0.35%
0.40%		  
0.30%
0.35%
0.40%
1For additional information regarding the above accounts, please refer to the Truth-In-Savings.

Share Certificates

Terms APY**
6 months
Under $50,000.00
$50,000.00 - $99,000.00
$100,000.00 and Over		 0.35%
0.45%
0.55%
12 months
Under $50,000.00
$50,000.00 - $99,000.00
$100,000.00 and Over		 0.55%
0.75%
1.00%
24 months
Under $50,000.00
$50,000.00 - $99,000.00
$100,000.00 and Over		 0.75%
1.00%
1.25%
For additional information regarding the above accounts, please refer to the Truth-In-Savings.
Annual Percentage Yield is accurate as of January 01, 2023. Rates and other terms may change at any time without prior notice.
*$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded quarterly and will be credited quarterly. If you close your Share Account before dividends are paid, you will not receive the accrued dividends.