"Protecting, Preserving, and Safeguarding the assets entrusted to us by our members/owners while promoting the credit union philosophy of people helping people."
Privacy Policy
Facts: WHAT DOES GEORGIA POWER VALDOSTA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and checking account information
Credit history and employment information
Income and payment history
How?
All financial companies need to share members’ personal information to run their everyday business – to process transactions, maintain member accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their members’ personal information, the reason Georgia Power Valdosta Federal Credit Union chooses to share, and whether you can limit this sharing.
| Reasons we can share your personal information: | Does Georgia Power Valdosta Federal Credit Union share? | Can you limit my sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, and report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For our affiliates’ to market to you | No | We don’t share |
| For non affiliates’ to market to you | Yes | Yes |
To Limit Our Sharing
Call 229-253-1111 or toll free 833-820-7930 or use the mail-in the form on the next page. Please note: If you are a new member, we can begin sharing your information from the date of this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 229-253-1111 or toll free 833-820-7930 or go to gpvfcu.com.
Who We Are
Who is providing this notice?
Georgia Power Valdosta Federal Credit Union
What We Do
How does Georgia Power Valdosta Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Georgia Power Valdosta Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
How does Georgia Power Valdosta Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates:
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Georgia Power Valdosta Federal Credit Union has no affiliates.
Non affiliates:
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Georgia Power Valdosta Federal Credit Union does not share with non affiliates so they can market to you.
Non affiliates we share with can include insurance companies and services providers.
Joint marketing:
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include:
Georgia Power Valdosta Federal Credit Union does not share with non affiliates so they can market to you
Our joint marketing partners include CUNA Mutual Groups MEMBERCONNECT
