Savings

There are plenty of reasons to save: retirement, a child's education, a special occasion or just the security of putting away money for the future. Whatever your reason, Georgia Power Valdosta Federal Credit Union has a savings product that's right for you. Our savings accounts, certificates and IRAs offer competitive dividend rates.

For more information about savings or an application to open an account, please click on a link in the menu below:

Regular Share Accounts

  • A deposit of $5.00 as well as a $5.00 membership fee will establish your Share Account and make you eligible for all the other services

  • Dividends, based on daily balances, are posted to your Share Account on the first day of the new quarter. Dividends are paid on balances of $100.00 or greater

  • Pre-paid load card available

Share Savings Certificates

You can open a Regular Savings Certificate with a minimum balance of $1,000.00. Certificates are available with terms of 6 months, 12 months and 24 months. Our Savings Certificates can be used for your Individual Retirement Account (IRA).

Features of our Savings Certificates include:

  • Competitive dividend rates

  • A fixed dividend for the term of the certificate

  • 24 hour online account access through Home Banking Service, Personal Banker

Please contact us if you have any questions about Savings Certificates.